Information provided on this website is general in nature and does not constitute financial advice nor does it take account of the objectives, financial situation or needs of any particular individual.

You acknowledge and accept that your use of the site indicates your acceptance of this Disclaimer and Terms of Use which terms may be varied at any time by Lowe Lippmann Trakman Financial Services (“LLTFS”) and its related entities by publishing the varied terms on this site. You accept that by doing this, LLTFS has provided you with sufficient notice of the variation. LLTFS reserves any rights not expressly granted in these terms.

LLTFS will endeavour to update the website as needed. However, information can change without notice and LLTFS does not guarantee the accuracy of information on the website, including information provided by third parties, at any particular time.

Every effort has been made to ensure that the information provided is accurate. Individuals must not rely on this information to make a financial or investment decision. Before making any decision or acting on the information on this site, consider the appropriateness of the information and seek appropriate professional advice to take into account your particular investment objectives, financial situation and individual needs.

LLTFS does not give any warranty as to the accuracy, adequacy, reliability or completeness of information which is contained in this website. Except insofar as any liability under statute cannot be excluded, LLTFS, its employees and owners do not accept any liability for any error or omission on this web site or for any resulting loss or damage suffered by the recipient or any other person. Further, we disclaim any liability for loss, damage, cost or other expense which you may incur as a result of any information provided on this website, to the extent that such liability is not excluded by law.

This website does not offer securities or other financial products, nor does it invite subscriptions for securities or other financial products to any person outside Australia.

We do not guarantee the repayment of capital or any particular return from, or any increase in, the value of any products mentioned in this website.

Subject to any responsibilities implied by law and which cannot be excluded, LLTFS, its employees and owners are not liable to you for any losses, damages, liabilities, claims and expenses whatsoever arising out of or referable to information on the site or to third party material or sites, whether in contract, tort including negligence, statute or otherwise.

Liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at LLTFS’s option, to:

  • the supply of the goods or services again;
  • the payment of the cost of having the goods or services supplied again.

Unless otherwise specified, copyright of information provided on this website is owned by LLTFS. You may not alter, modify, adapt, reproduce, link to, distribute or transmit this information in any way, including removing this copyright notice without the specific written consent of the LLTFS.

LLTFS does not guarantee that the site or third party sites will be free from viruses, or that access to the site or third party sites will be uninterrupted.

Any links to third party sites appearing on this site are provided for your convenience only. Your access of third party sites using these links is done at your own risk.

The information on this site is prepared for and directed to residents of Australia only. Any currency references are references to Australian dollars unless otherwise specified. The law applicable to use of the site is the law of the State of Victoria, Australia.